Valora - Terms of Service

Terms of Service

Welcome to Valora! Before using our website or purchasing the Valora financial spreadsheet, please carefully read the following Terms of Service.

1. Acceptance of Terms

By accessing the valora.me site and using our services, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, please do not use our services.

2. Services Offered

Valora, owned by Wookye Tecnologia, offers a financial spreadsheet designed to help manage personal finances. All rights to the content and design of the spreadsheet are reserved.

3. Use of Service

You agree to use the service only for lawful purposes and in accordance with these Terms of Service. It is prohibited to distribute, modify, transmit, or use the content of the website or the spreadsheet for commercial purposes without prior authorization.

4. Payments and Refunds

All purchases are processed securely. Due to the nature of digital products, there are no shipping costs. We offer a refund within 30 days of purchase if you are not fully satisfied. For refund requests or questions, please contact us at info@valora.me.

5. Return Policy

Due to the digital nature of our financial spreadsheet, there are no physical returns or shipping costs. We offer a 30-day refund policy if you are unsatisfied with the product. To initiate a refund, please contact us at info@valora.me. Refund requests made beyond 7 days from the purchase date will not be honored.

6. Intellectual Property

All intellectual property rights related to the valora.me site and the Valora spreadsheet belong to Wookye Tecnologia. You may not use any content from the site or the spreadsheet without express permission.

7. Limitation of Liability

Wookye Tecnologia is not responsible for any direct or indirect damage resulting from the use or inability to use our service. The spreadsheet is provided "as is" without any warranties.

8. Legal Compliance

We comply with the General Data Protection Law (LGPD) in Brazil, the General Data Protection Regulation (GDPR) in the European Union, the California Consumer Privacy Act (CCPA) in the United States, and other relevant data protection legislation.

9. Changes to the Terms of Service

We may change these Terms of Service at any time. Changes will be posted on this page with the updated revision date. Continued use of the service after any changes constitutes your acceptance of the new terms.

Contact

If you have any questions about these Terms of Service, please contact us at info@valora.me

About Wookye

Creating Solutions to Empower People

Wookye is a technology company dedicated to developing innovative solutions that empower individuals to achieve their goals. Our mission is to transform challenges into opportunities by providing tools that make life easier and promote personal and professional growth. Committed to excellence and reliability, Wookye is recognized for creating products that truly make a difference in people's lives, helping them overcome limits and thrive in a constantly evolving world.